Agents National Title Insurance Underwriting Guidelines Disclaimer Access Access: Overview Access: Underwriting Guidelines Acknowledgments Acknowledgments: Overview Acknowledgments: Underwriting Guidelines Acreage Acreage: Overview Acreage: Underwriting Guidelines Adverse Possession Adverse Possession: Overview Adverse Possession: Underwriting Guidelines Affirmative Coverages Affirmative Coverages: Overview Affirmative Coverages: Underwriting Guidelines Affirmative Language: "Insuring Over/Around" Title Defects Affirmative Coverages: Endorsements After-Acquired Title After-Acquired Title: Overview After-Acquired Title: Underwriting Guidelines Airspace Airspace: Overview Airspace: Underwriting Guidelines Assignments Assignments: Overview Assignments: Underwriting Guidelines Bankruptcy Bankruptcy: Overview Underwriting Guidelines for Prior Party Proceedings Underwriting Guidelines for Current Party Proceedings Examination of Records Examination of Records: Underwriting Guidelines Voluntary Petition or Entry of Order for Relief Scheduled Debts/Secured and Unsecured Creditors Scheduled Debts/Secured and Unsecured Creditors: Underwriting Guidelines Appointment of Trustee/Debtor-in-Possession Exempt or Abandoned Property Order of Discharge: Dischargeable and Non-Dischargeable Debts Types of Bankruptcy; General Procedures Automatic Stays Notice and Hearing Appeals Process Conversion Dismissal Special Chapters Chapter 7 Chapter 11 Chapter 12 Chapter 13 Invalidating Liens Beaches; Beach Rights Beaches: Overview Beaches: Underwriting Guidelines Bona Fide Purchasers Bona Fide Purchasers: Overview Consideration Bona Fide Purchasers: Underwriting Guidelines Boundaries, Disputed Boundaries, Disputed: Overview Boundaries, Disputed: Underwriting Guidelines Building Setback Lines Building Setback Lines: Overview Building Setback Lines: Underwriting Guidelines Existing Construction New Construction Canals Canals: Overview Canals: Underwriting Guidelines Capacity Capacity: Overview Capacity: Underwriting Guidelines Cash Reporting Cash Reporting: Overview Cash Reporting: Underwriting Guidelines Cemeteries Cemeteries: Overview Cemeteries: Underwriting Guidelines Churches Churches: Overview Churches: Underwriting Guidelines Ecclesiastical Structure Congregational Structure Unincorporated Churches Incorporated Churches Corporations Sole Information and Guidelines for Certain Denominations and Specific Religious Organizations Assembly of God Baptist Christian Church Christian Science Church of Christ Church of Jesus Christ of Latter Day Saints Church of the Nazarene Episcopal Jehovah's Witnesses Jewish Lutheran Methodist, Free Methodist, United Pentecostal Presbyterian Church of America Condemnation (Eminent Domain) Condemnation (Eminent Domain): Overview Condemnation (Eminent Domain): Underwriting Guidelines Condominiums Condominiums: Overview Condominiums: Underwriting Guidelines Construction Loans Construction Loans: Overview Contemplated Improvements Clause (Owner's Policy) Pending Disbursement Clause (Lender's Policy) Construction Loans: Underwriting Guidelines Contemplated Improvements Clause (Owner's Policy) Pending Disbursement Clauses (Loan Policy) Contract (Agreement) for Deed Contract (Agreement) for Deed: Overview Contract (Agreement) for Deed: Underwriting Guidelines Corporations Corporations: Overview Disposition of Substantially All Corporate Property and Assets Dissolved Corporations Corporations: Underwriting Guidelines Corporations, Foreign Corporations, Foreign: Overview Corporations, Foreign: Underwriting Guidelines Co-tenancies Tenants In Common Tenants In Common: Overview Tenants In Common: Underwriting Guidelines Insuring less than the entire undivided interest Joint Tenants Joint Tenants: Overview Joint Tenants: Underwriting Guidelines Tenants By the Entirety Tenants By the Entirety: Overview Tenants By the Entirety: Underwriting Guidelines Community Property Community Property: Overview Community Property: Underwriting Guidelines Creditor's Rights Creditor's Rights: Overview Creditor's Rights: Underwriting Guidelines Deeds Deeds: Overview Corporation Partnership Deeds from General Partnerships Deeds from Limited Partnerships Deeds from Limited Liability Companies General Warranty Special Warranty Quitclaim Deeds: Underwriting Guidelines Deeds in Lieu of Foreclosure Deeds in Lieu of Foreclosure: Overview Deed in Lieu in Chain of Title Deeds in Lieu of Foreclosure: Underwriting Guidelines Descriptions, Legal Descriptions, Legal: Overview Descriptions, Legal: Underwriting Guidelines Platted Property Metes and Bounds Discrepancies Divorce Divorce: Overview Divorce: Underwriting Guidelines Drug Forfeitures Drug Forfeitures: Overview Relation Back Drug Forfeitures: Bona Fide Purchasers Record Notice Due Process Drug Forfeitures: Underwriting Guidelines Suspicious Parties in the Chain of Title Civil Forfeiture under 21 U.S.C. 881 Criminal Forfeitures Under 21 U.S.C. 853 and 18 U.S.C. 1963 Forfeitures Under State Law Easement Easement: Overview Easement: Underwriting Guidelines Rights of Way Licenses Insuring Easements Easements Burdening the Subject Property Encroachments Encroachments: Overview Encroachments: Underwriting Guidelines Endorsements Endorsements: Overview Balloon Mortgage Endorsements Balloon Mortgage Endorsements: Overview Balloon Mortgage Endorsements: Underwriting Guidelines Condominium Endorsement (ALTA 4 and 4.1) Condominium Endorsement (ALTA 4 and 4.1): Overview Condominium Endorsement (ALTA 4 and 4.1): Underwriting Guidelines Environmental Protection (ALTA 8.1) Environmental Protection (ALTA 8.1): Overview Environmental Protection (ALTA 8.1): Underwriting Guidelines Manufactured Housing Endorsement (ALTA 7) Manufactured Housing Endorsement (ALTA 7): Overview Manufactured Housing Endorsement (ALTA 7): Underwriting Guidelines Navigational Servitude Endorsement Navigational Servitude Endorsement: Overview Navigational Servitude Endorsement: Underwriting Guidelines Owner's Inflation Protection Endorsement PUD Endorsement (ALTA 5 and 5.1) PUD Endorsement (ALTA 5 and 5.1): Overview Restrictions, Easements, Minerals (ALTA 9, Comprehensive Endorsement) Restrictions, Easements, Minerals (ALTA 9): Overview Revolving Credit Endorsement Revolving Credit Endorsement: Overview Revolving Credit Endorsement: Underwriting Guidelines ANTIC Blank Endorsement (Form 780) Variable Rate Endorsement (ALTA 6) Variable Rate Endorsement (ALTA 6): Underwriting Guidelines Variable Rate Endorsement (Negative Amortization) (ALTA 6.2) Variable Rate Endorsement (Negative Amortization) (ALTA 6.2): Underwriting Guidelines Zoning Endorsement (ALTA 3) Zoning Endorsement (ALTA 3): Overview Zoning Endorsement (ALTA 3): Underwriting Guidelines Zoning Endorsement, Expanded (ALTA 3.1) Zoning Endorsement, Expanded (ALTA 3.1): Overview Zoning Endorsement, Expanded (ALTA 3.1): Underwriting Guidelines Environmental Liens Environmental Liens: Overview Environmental Liens: Underwriting Guidelines Execution of Instruments Execution of Instruments: Overview Execution of Instruments: Underwriting Guidelines Extended Coverage Deletion of Printed Exceptions (Extended Coverage) Rights or claims of parties in possession not shown by the public records (Owner's Policy) Easements or claims of easements, not shown by the public record Encroachments, overlaps, boundary line disputes, or other matters which would be disclosed by an accurate survey or inspection of the premises Any lien or right to a lien, for services, labor, or material hereto or hereafter furnished, imposed by law and not shown by the public records Federal Tax Liens Federal Tax Liens: Overview Duration of Federal Tax Liens Release, Discharge, Nonattachment, or Subordination of Federal Tax Liens Foreclosure of Prior Liens United States' Right of Redemption Tenancy by the Entirety Federal Tax Liens: Underwriting Guidelines Liens Against Current or Prior Owners Liens against Purchasers Insuring During the United States' Right of Redemption Filled-In Lands Filled-In Lands: Overview Filled-In Lands: Underwriting Guidelines FIRPTA FIRPTA: Overview FIRPTA: Underwriting Guidelines Foreclosure Foreclosure: Overview Non-Judicial Foreclosure Non-Judicial Foreclosure on Deceased Debtors Non-Judicial Condominium Foreclosure Sales Judicial Foreclosure Solders' and Sailors' Civil Relief Act Extinguishment of Federal Tax Lien Non-Judicial Foreclosure Judicial Foreclosure Rights of Redemption Foreclosure: Bankruptcy Extinguishment of Federal Tax Lien: Underwriting Guidelines Gift Deeds Gift Deeds: Overview Gift Deeds: Underwriting Guidelines Guardianship Guardianship: Overview Guardianship: Underwriting Guidelines Heirs At Law Heirs At Law: Overview Heirs At Law: Underwriting Guidelines Homestead Homestead: Overview Homestead: Underwriting Guidelines Hospitals, Health Centers & Nursing Homes Hospitals, Health Centers & Nursing Homes: Overview Hospitals, Health Centers & Nursing Homes: Underwriting Guidelines Improvements Improvements: Overview Improvements and Fixtures Insuring Improvements Only Improvements: Underwriting Guidelines Fixtures Severed Improvements Incompetence Incompetence: Overview Indian Lands Indian Lands: Overview Indian Lands: Underwriting Guidelines Inheritance Inheritance: Overview Inheritance: Underwriting Guidelines Judgments Judgments: Overview Creation of Judgment Liens Entireties Property Judgements: Bona Fide Purchasers Statute of Limitations Judgements: Federal Tax Liens Purchase Money Mortgages Judgements: Bankruptcy Judgments: Underwriting Guidelines Leasehold Estates Leasehold Estates: Overview Leasehold Estates: Underwriting Guidelines Liens Liens: Overview Liens: Underwriting Guidelines Life Estates Life Estates: Overview Life Estates: Underwriting Guidelines Lis Pendens Lis Pendens: Overview Lis Pendens: Underwriting Guidelines Manufactured Housing Manufactured Housing: Overview Manufactured Housing: Underwriting Guidelines Mechanics' and Materialmen's Liens Mechanics' and Materialmen's Liens: Overview Mechanics' and Materialmen's Liens: Underwriting Guidelines Property Unimproved or Improved for Some Time Property Unimproved But Construction Imminent Construction Recently Completed Construction Begun Before Recording Special Rules for Owner's Policies Minerals Minerals: Overview Minerals: Underwriting Guidelines Minors Minors: Overview Minors: Underwriting Guidelines Missing Persons Missing Persons: Overview Missing Persons: Underwriting Guidelines Mortgages Mortgages: Overview Adjustable Rate Balloon Construction Deed of Trust Purchase Money Variable Rate Mortgages: Underwriting Guidelines Mortgages: Balloon Mortgages Purchase Money Mortgages Options to Purchase Options to Purchase: Overview Options to Purchase: Underwriting Guidelines Parties In Possession Parties In Possession: Overview Parties In Possession: Underwriting Guidelines Partnerships Partnerships: Overview Joint Ventures Partnerships: Underwriting Guidelines Party Walls Party Walls: Overview Party Walls: Underwriting Guidelines Planned Unit Development Planned Unit Development: Overview Planned Unit Development: Underwriting Guidelines Powers of Attorney Powers of Attorney: Overview Powers of Attorney: Underwriting Guidelines Probate Proceedings Probate Proceedings: Overview Probate Proceedings: Underwriting Guidelines Purchase Money Mortgages Purchase Money Mortgages: Overview Purchase Money Mortgages: Underwriting Guidelines Railroads Railroads: Overview Railroads: Underwriting Guidelines Railroad as Owner in Chain of Title: Receivers Receivers: Overview Receivers: Underwriting Guidelines Restrictions Restrictions: Overview Restrictions: Underwriting Guidelines General Exception for Restrictions Restrictions (No Reverter or Forfeiture Clause or Violations) Restrictions (With Reverter or Forfeiture Clause) Minor Violations Reversionary Clauses Reversionary Clauses: Overview Reversionary Clauses: Underwriting Guidelines Rights of Way Rights of Way: Overview Rights of Way: Underwriting Guidelines Riparian/Littoral Rights Riparian/Littoral Rights: Overview Riparian/Littoral Rights: Underwriting Guidelines Severed Improvements Severed Improvements: Overview Severed Improvements: Underwriting Guidelines Subordination Agreements Subordination Agreements: Overview Subordination Agreements: Underwriting Guidelines Survey Matters Survey Matters: Overview Survey Matters: Underwriting Guidelines Synthetic Leases Synthetic Leases: Overview Indicators of Risk Synthetic Leases: Underwriting Guidelines Insuring a Fee Transaction after a Synthetic Lease Transaction Tax Titles Tax Titles: Overview Tax Titles: Underwriting Guidelines Taxes and Assessments Taxes and Assessments: Overview Taxes and Assessments: Underwriting Guidelines Timeshare Estates Timeshare Estates: Overview Timeshare Estates: Underwriting Guidelines Trusts Trusts: Overview Trusts: Underwriting Guidelines UCC Financing Statements UCC Financing Statements: Overview Fixture Filings Personal Property or Fixture? Financing Statements UCC Financing Statements: Underwriting Guidelines Vendor's Liens Vendor's Liens: Overview Vendor's Liens: Underwriting Guidelines Water Rights Water Rights: Overview Water Rights: Underwriting Guidelines Waterfront Property and Wetlands Waterfront Property and Wetlands: Overview Water as a Boundary The Public Trust Navigable Waters Federal Navigational Servitude Piers, Bulkheads, Man-made Fill Rights of the Public Surface Runoff Rivers and Streams Waterfront Property and Wetlands: Underwriting Guidelines Property abutting any body of water Property abutting an ocean, gulf, bay, tidal river, swamp, or estuary Property on or containing a stream or river Beaches and shore areas Swamps, bogs, and marshes Zoning Zoning: Overview Zoning: Underwriting Guidelines