1. Obtain judicial determination of decedent’s heirs at law.
2. When relying on a prior deed back in the chain of title from the heirs at law, with express approval of Agents National Title underwriting counsel you may obtain an affidavit from a disinterested party, (e.g., a priest or neighbor) certifying to Agents National Title Insurance Company that the named grantors were all heirs of the decedent.
3. If no judicial determination is made or no affidavit acceptable to the Company is provided and approved, the following exception must appear on the commitment and policy:
“Rights of possible undisclosed heirs of____, deceased.”