Rights or claims of parties in possession not shown by the public records (Owner’s Policy)

This exception may be deleted routinely from owner’s policies on owner-occupied residential property if the proposed insured so requests. It can be deleted from rural or farm property upon presentation of a recent survey. This survey must not show the potential for boundary line disputes or other evidence of potential adverse possessors. It can also be deleted from commercial property or residential investment property with an affidavit from the seller that there are no tenants holding unrecorded leases.